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Interest Rates

INTEREST RATES ON DEPOSITS

S.No	Deposits	Minimum Balance	Rate p. a. (%)
A	LCY SAVINGS PRODUCTS
1	Normal Savings	NPR 100.00	4.00
2	Sunrise BLB Savings	NPR 100.00	4.00
3	Sunrise Super Savings	NPR 100.00	4.00
4	Sunrise Exclusive Bachat Khata	NPR 100.00	4.00
5	Sunrise Fat Savings Account	NPR 100.00	4.00
6	Sunrise Bal Bachat Kosh	NPR 100.00	4.00
7	Suryodaya Remit Bachat Khata	NPR 100.00	4.00
8	Share Dhani Khata	NPR 100.00	4.00
9	Share Lagani Khata	NPR 100.00	4.00
10	Sunrise Disable Account	NPR 100.00	4.00
11	Sunrise Pink Savings Account	NPR 100.00	4.00
12	Sunrise Krishi Karja Savings Account	NPR 100.00	4.00
13	Sunrise Senior Citizen Saving Account	NPR 100.00	4.00
14	Sunrise Payroll Saving Account	NPR 100.00	4.00
15	Sunrise Bishes Bachat Khata	NPR 100.00	4.00
16	Deprived Sector Saving Account (Optional)	NPR 100.00	4.00
17	Deprived Sector Saving Account (Mandatory)	NPR 100.00	4.00
18	Relief Saving Account	NPR 10.00	4.00
19	Sunrise Maha Bachat Khata	NPR 5,000.00	6.00
	FCY SAVING PRODUCTS
19	USD Savings Account	USD 10.00	2.00
20	EUR Savings Account	EUR 10.00	1.00
21	GBP Savings Account	GBP 10.00	1.00
22	Suryodaya Remit Bachat Khata		2.00

	FIXED DEPOSIT PRODUCTS
a	FOR INDIVIDUAL CUSTOMERS		RATE P.A. (%)
	FD - 6 Months		7.00
	FD - 1 Year		7.50
	FD - 18 Months and above		8.00
	FOR INDIVIDUAL CUSTOMERS
	Sunrise Maha Muddati
	Upto 3 months		9.50
	Above 3 months less than 6 months		10.00
b	6 months and above		10.50

c	FOR INSTITUTIONAL
	Upto 3 Months		9.00
	Above 3 months upto 6 Months		9.50
	Above 6 months less than 1 year		10.00
	1 Year and above		10.50
	Interest rate shall be based on the deposit volume and tenure
	Interest Payable on Quarterly Basis

INTEREST RATES ON LOANS AND ADVANCES

S.N	Products	Interest Rate (% p.a.)
		Corporate	Others
1	Demand Loan	Base Rate + upto 6%	Base Rate + upto 6%
2	Real Estate	Base Rate + upto 6%	Base Rate + upto 6%
3	Export Finance	Base Rate + upto 6%	Base Rate + upto 6%
4	Overdraft	Base Rate + upto 6%	Base Rate + upto 6%
5	Term Loan	Base Rate + upto 6%	Base Rate + upto 6%
6	Pledge Loan	Base Rate + upto 6%	Base Rate + upto 6%
7	Importers Loan	Base Rate + upto 6%	Base Rate + upto 6%
8	FCY Loan	LIBOR + 3- 5%
9	HP Consumer	Base Rate + upto 6%
10	Hp Commercial	Base Rate + upto 6%
11	Loan against Shares	Base Rate + upto 6%
12	DSL - Retail	Base Rate + upto 6%
13	DSL - wholesale	Base Rate + upto 6%
14	SME Loan	Base Rate + upto 6%
15	Sunrise Ghar Karja	Base Rate + upto 6%
16	Sunrise Education Loan	Base Rate + upto 6%
17	Sunrise Sajilo Karja	Base Rate + upto 6%
18	Sunrise Signature Loan	Base Rate + upto 6%
19	Sunrise Gold Loan	Base Rate + upto 6%
20	Sunrise Krishi Karja	Base Rate + upto 6%
21	FDR Loan	(Coupon Rate + 2%) or (Base Rate) Whichever is Higher
22	Credit Card	2% per Month
23	Loan against Government Securities	Base Rate + upto 2.00%
24	Consortium Loan	As per Consortium decision
25	Base Rate of Poush 2074	10.96% Per Annum